{"id":39442,"date":"2025-11-04T09:12:47","date_gmt":"2025-11-04T14:12:47","guid":{"rendered":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2\/"},"modified":"2025-11-05T16:09:28","modified_gmt":"2025-11-05T21:09:28","slug":"get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2","status":"publish","type":"post","link":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2\/","title":{"rendered":"Get Help Selecting a 2026 Marketplace Medical Plan During Open Enrollment"},"content":{"rendered":"<div class=\"likebtn_container\" style=\"\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_39442\"  data-site_id=\"63347fe36fd08b6c05de3d9e\"  data-dislike_enabled=\"false\"  data-icon_dislike_show=\"false\"  data-white_label=\"true\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2\/\"  data-item_title=\"Get Help Selecting a 2026 Marketplace Medical Plan During Open Enrollment\"  data-item_image=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/files\/2024\/11\/open-enrollment.jpg\"  data-item_date=\"2025-11-04T09:12:47-05:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.59\"  data-prx=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-admin\/admin-ajax.php?action=likebtn_prx\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/div><div class=\"wp-block-image\">\n<figure class=\"alignleft size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/unitedresourceconnection.org\/cincinnati\/files\/2024\/11\/healthcare.png\" alt=\"\" class=\"wp-image-104016\" style=\"width:438px;height:auto\"\/><\/figure>\n<\/div>\n\n\n<p>The Health Insurance Marketplace&#8217;s open enrollment period for 2025 is <strong>November 1, 2025 to January 15, 2026<\/strong>. Open enrollment is a specific period of time each year when individuals can sign up for, change, or cancel their health insurance plan, add or remove dependents, or change coverage levels, whether it&#8217;s through their employer, Medicare, or the Affordable Care Act (ACA) marketplace. Essentially, it&#8217;s the only time during the year when you can make significant adjustments to your health insurance coverage.\u00a0<\/p>\n\n\n\n<p>After the open enrollment period, you can only enroll in or change plans if you qualify for a Special Enrollment Period, such as if 1) <em><strong>Your child is aging off CHIP<\/strong><\/em>; 2) <strong><em>You are getting married or divorced<\/em><\/strong>; 3) <strong><em>You are moving to a new home<\/em><\/strong>; 4) <strong><em>You are having a baby<\/em><\/strong>; 5) <strong><em>You are losing your Medicaid or CHIP<\/em><\/strong>; or 6) <em><strong>Because you are no longer eligible for Medicaid due to a change in your household income.<\/strong><\/em> In these instances individuals can request a Special Enrollment period by either logging in to their <a href=\"https:\/\/www.healthcare.gov\/login\" target=\"_blank\" rel=\"noreferrer noopener\">HealthCare.gov account<\/a> online, or by contacting the Marketplace Call Center at <a href=\"tel:1 (800) 318-2596\">1 (800) 318-2596<\/a>.<\/p>\n\n\n\n<p>Otherwise if one misses the open enrollment period, they may have to wait until the next year to make changes to their health insurance. <\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Enrollment dates effect when insurance coverage starts. <\/strong><\/p>\n\n\n\n<p><strong>Enrollment by December 15<\/strong>th:\u00a0Coverage starts on January 1, 2026. <strong>Enrollment after December 15<\/strong>th:\u00a0Coverage starts on February 1, 2026\u00a0<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>You can get help selecting a new health insurance plan if you need it.<\/strong><\/p>\n\n\n\n<p>If you need help selecting a plan for 2026, there are trained and certified individuals who can help you enroll in a Marketplace plan and are required to provide fair, impartial and accurate information. To set up a time to talk in-person, over the phone, or by email with one of these individuals, there is an <a href=\"https:\/\/www.healthcare.gov\/find-local-help\/\" target=\"_blank\" rel=\"noreferrer noopener\">online portal you can use to find one of these individuals in your area<\/a>.<\/p>\n\n\n\n<p>You can find more resources related to primary health care by selecting the &#8220;<a href=\"https:\/\/cincinnati.unitedresourceconnection.org\/senior-citizens\/\" target=\"_blank\" rel=\"noreferrer noopener\">Primary&nbsp;Medical&nbsp;Care<\/a>&#8221; category tab on our <a href=\"https:\/\/cincinnati.unitedresourceconnection.org\/resource-library\/\" target=\"_blank\" rel=\"noreferrer noopener\">Social Service \u201cUtilization Library&#8221;<\/a> page.<\/p>\n\n\n\n\n\n<center><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-58763 size-full\" src=\"https:\/\/cincinnati.unitedresourceconnection.org\/files\/2023\/03\/SocialServiceNewsPodcastAdvert3.24.23final.png\" alt=\"\" width=\"651\" height=\"340\"><\/center>\n<div class=\"likebtn_container\" style=\"\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_39442\"  data-site_id=\"63347fe36fd08b6c05de3d9e\"  data-dislike_enabled=\"false\"  data-icon_dislike_show=\"false\"  data-white_label=\"true\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2\/\"  data-item_title=\"Get Help Selecting a 2026 Marketplace Medical Plan During Open Enrollment\"  data-item_image=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/files\/2024\/11\/open-enrollment.jpg\"  data-item_date=\"2025-11-04T09:12:47-05:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.59\"  data-prx=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-admin\/admin-ajax.php?action=likebtn_prx\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/div>","protected":false},"excerpt":{"rendered":"<div class=\"likebtn_container\" style=\"\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_39442\"  data-site_id=\"63347fe36fd08b6c05de3d9e\"  data-dislike_enabled=\"false\"  data-icon_dislike_show=\"false\"  data-white_label=\"true\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2\/\"  data-item_title=\"Get Help Selecting a 2026 Marketplace Medical Plan During Open Enrollment\"  data-item_image=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/files\/2024\/11\/open-enrollment.jpg\"  data-item_date=\"2025-11-04T09:12:47-05:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.59\"  data-prx=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-admin\/admin-ajax.php?action=likebtn_prx\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/div><p>The Health Insurance Marketplace&#8217;s open enrollment period for 2025 is November 1, 2025 to January 15, 2026. Open enrollment is a specific period of time each year when individuals can sign up for, change, or cancel their health insurance plan, add or remove dependents, or change coverage levels, whether it&#8217;s <\/p>\n<p><a class=\"read-more\" href=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2\/\">Read More<\/a><br \/><img alt='' src='https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/files\/avatars\/886\/60282add7491e-bpthumb.png' srcset='https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/files\/avatars\/886\/60282add69a4a-bpfull.png 2x' class='avatar avatar-32 photo' height='32' width='32' loading='lazy' decoding='async'\/>  Shared by <a href=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/membership-directory\/urcadmin\/profile\">United Resource Connection<\/a>  November 4, 2025<\/p>\n<div class=\"likebtn_container\" style=\"\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_39442\"  data-site_id=\"63347fe36fd08b6c05de3d9e\"  data-dislike_enabled=\"false\"  data-icon_dislike_show=\"false\"  data-white_label=\"true\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/get-help-selecting-a-2025-marketplace-medical-plan-during-open-enrollment-2\/\"  data-item_title=\"Get Help Selecting a 2026 Marketplace Medical Plan During Open Enrollment\"  data-item_image=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/files\/2024\/11\/open-enrollment.jpg\"  data-item_date=\"2025-11-04T09:12:47-05:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.59\"  data-prx=\"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-admin\/admin-ajax.php?action=likebtn_prx\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/div>","protected":false},"author":886,"featured_media":38128,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"categories":[3057,3055],"tags":[],"class_list":["post-39442","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medicare","category-private-insurance-issues"],"_links":{"self":[{"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/posts\/39442","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/users\/886"}],"replies":[{"embeddable":true,"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/comments?post=39442"}],"version-history":[{"count":0,"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/posts\/39442\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/media\/38128"}],"wp:attachment":[{"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/media?parent=39442"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/categories?post=39442"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/wp-json\/wp\/v2\/tags?post=39442"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}