{"id":40136,"date":"2026-05-21T16:36:30","date_gmt":"2026-05-21T21:36:30","guid":{"rendered":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/new-law-targets-mortgage-delays-on-tribal-trust-land\/"},"modified":"2026-05-21T16:36:34","modified_gmt":"2026-05-21T21:36:34","slug":"new-law-targets-mortgage-delays-on-tribal-trust-land","status":"publish","type":"post","link":"https:\/\/unitedresourceconnection.org\/cannon-ball-nd-58528\/new-law-targets-mortgage-delays-on-tribal-trust-land\/","title":{"rendered":"New law targets mortgage delays on Tribal Trust land"},"content":{"rendered":"
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\"Sharon<\/a><\/p>\n

Sharon Vogel, chair of the South Dakota Native Homeownership Coalition and executive director of the Cheyenne River Housing Authority<\/p>\n<\/div>\n

WASHINGTON \u2014 Tribal housing leaders say a newly signed federal law aimed at reducing mortgage delays on Tribal trust land marks one of the most significant policy shifts for Native homeownership in years. President Donald Trump signed the Tribal Trust Land Homeownership Act of 2025 on May 4 after the bipartisan measure cleared Congress with broad support.<\/p>\n

The law, led by Rep. Dusty Johnson (R S.D.) and Sens. John Thune (R S.D.) and Mike Rounds (R S.D.), establishes enforceable timelines for the Bureau of Indian Affairs\u2019 mortgage review process and creates a realty ombudsman to improve communication between Tribes, lenders, and federal agencies.<\/p>\n

For many in Indian Country, the reforms address a long-standing barrier that has stalled homeownership for generations.<\/p>\n

\u201cFor too long, Native families have been forced to wait in uncertainty,\u201d said Sharon Vogel, chair of the South Dakota Native Homeownership Coalition and executive director of the Cheyenne River Housing Authority. \u201cPeople would complete every step of the mortgage process and then sit for months waiting on a signature. This law finally acknowledges that our families deserve timely, predictable decisions.\u201d<\/p>\n

Vogel, a longtime advocate for Tribal housing reform, was formally recognized by national housing leaders for her role in advancing the legislation. The National American Indian Housing Council (NAIHC) credited her persistence and coalition building as instrumental in pushing the bill across the finish line.<\/p>\n

\u201cSharon\u2019s leadership was essential,\u201d said Rudy Soto, NAIHC\u2019s executive director. \u201cShe kept this issue in front of Congress year after year. Her advocacy helped ensure that Native homebuyers and veterans will no longer be held back by bureaucratic delays.\u201d<\/p>\n

Johnson said the measure brings long needed accountability to the BIA\u2019s mortgage review system.<\/p>\n

\u201cThis is about fairness,\u201d Johnson said in a statement. \u201cNative families shouldn\u2019t lose out on homeownership because of outdated processes. These reforms will help streamline the system and support stronger Tribal communities.\u201d<\/p>\n

Thune called the bill \u201ca practical fix that will have real impact,\u201d while Rounds said the law \u201cgives Native families a clearer path to building equity and stability.\u201d<\/p>\n

Housing officials say the BIA\u2019s slow and inconsistent review process has been one of the most persistent designed obstacles to mortgage lending on trust land, where federal approval is required. The new law\u00a0requires the agency to meet specific deadlines and report on its progress.<\/p>\n

Soto said the measure is a meaningful step but emphasized that broader reforms are still needed, including long-awaited modernization of the Native American Housing Assistance and Self Determination\u00a0<\/span>Act.<\/p>\n

\u201cThis is a victory, but it\u2019s not the end of the work,\u201d Soto said. \u201cWe\u2019re committed to continuing the momentum and ensuring Tribal housing is fully included in the national housing agenda.\u201d<\/p>\n

For families living on Tribal trust land, advocates say the law could translate into more predictable timelines, more completed mortgages, and more Native homeowners.<\/p>\n

\u201cHomeownership strengthens our communities,\u201d Vogel said. \u201cThis law helps make that possible.\u201d<\/p>\n

(Contact Ernestine Anunkasan Hopa at editor@nativesunnews,today)<\/span><\/p>\n

The post New law targets mortgage delays on Tribal Trust land<\/a> first appeared on Native Sun News Today<\/a>.<\/p>\n

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Sharon Vogel, chair of the South Dakota Native Homeownership Coalition and executive director of the Cheyenne River Housing Authority WASHINGTON \u2014 Tribal housing leaders say a newly signed federal law aimed at reducing mortgage delays on Tribal trust land marks one of the most significant policy shifts for Native homeownership <\/p>\n

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Shared by Native Sun News Today<\/a> May 21, 2026<\/p>\n

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